摘要：The NSFR is a significant component of the Basel III reforms.

It requires banks to maintain a stable funding profile in relation to their on-and-off-balance sheet activities, thus reducing the likelihood that disruptions to a bank's regular sources of funding will erode its liquidity position in a way that could increase the risk of its failure and potentially lead to broader systemic stress.

The NSFR will become a minimum standard by 1 January 2018.

The final NSFR retains the structure of the January 2014 consultative proposal.

The key changes introduced in the final standard published today cover the required stable funding for:

（1）short-term exposures to banks and other financial institutions;

（2）derivatives exposures;

（3）assets posted as initial margin for derivative contracts.

In addition, the final standard recognises that, under strict conditions, certain asset and liability items are interdependent and can therefore be viewed as neutral in terms of the NSFR.

详情请见：http://www.bis.org/bcbs/publ/d295.htm